It’s September. You have 4 months left to protect this year’s business and personal finances. Whether you’re a small business owner or managing your household finances, managing the risk that could lose money is essential to growing your wealth. Understanding the Risks You Face Risk comes in many forms and recognizing them is the first…
Overview of the U.S. Economy in August 2025 The U.S. economy in August 2025 showed signs of resilience despite facing challenges such as rising inflation and a cooling labor market. Key indicators suggest a complex economic landscape influenced by various factors, including trade policies and consumer behavior. The stock market last month was a tale…
Market Overview: S&P 500 U.S. equities surged in July, with the S&P 500 up 2.2%, the Nasdaq climbing 3.7%, and the Dow Jones eking out a 0.1% gain.1 Strong corporate earnings and optimism around trade deals helped push the S&P 500 to record highs, while tech stocks led the charge, especially Nvidia and Microsoft. The Federal Reserve held interest…
In today’s competitive business environment, building wealth and protecting your company go hand in hand. It’s not just about increasing revenue, it’s about keeping more of what you earn, growing it strategically, and using it to create long-term stability. One of the most effective ways to do that? Leveraging retirement savings and business-owned insurance plans to reduce…
Congress has approved a massive Republican-authored legislative package combining trillions in tax cuts amid sweeping spending reductions, and broad policy shifts across national security, social welfare, and energy sectors, in a big win for the President. Nicknamed “One Big Beautiful Bill,” the legislation passed the House narrowly on Thursday, ahead of the 250th celebration of…
May 2025 Economic & Market Summary Last month the U.S. economy pushed through albeit with ongoing uncertainties. While consumer spending remained stable, business investment showed signs of hesitation. Inflation continued, though it slowed enough to keep interest rates where they are. Labor markets stayed tight but hinted at softening, particularly in sectors sensitive to trade…
Inflation and rising interest rates are two significant economic factors that can profoundly impact small business owners. Understanding these dynamics and their effects is crucial for maintaining financial stability and growth. Here’s a comprehensive look at how inflation and rising interest rates can affect small businesses and strategies to manage these challenges [1]. Understanding Inflation…
The word for the day: Below, I will try to explain the different steps of tariff policy and it’s potential impact on an economy and your portfolio. The goal is to draw a connection between if you do X, you should expect Y. Last month revealed something that cannot be unseen. From April 2, 2025…
Getting Started: Tax season can be a stressful time, but with proper preparation, you can make the process much smoother. Here are some essential tips you should follow every year to prepare to tax season: First and foremost, the last day to file taxes for individual federal income tax returns is usually April 15, unless…
March has not started off particularly well and last month saw significant developments in the economy with tariffs, tech trades and politics moving the markets in ways we have not seen since 2022. Here’s a concise summary of the key highlights from last month: Economic Performance: The U.S. economy entered 2025 with strong momentum, driven…